To view your total debts, request balance certificates from all your debt collection agencies and the enforcement office.
Sometimes, the situation can be solved by agreeing on a longer payment schedule with the creditors. If the total amount of debt is unreasonable in view of your level of income and long-term payment schedules are not a viable option, you should seek financial and debt advice from a Public Legal Aid Office. If your situation is difficult, a debt arrangement can be the right solution for fixing your finances. Our experts can help you to understand the overall state of your finances.